ATM LOCATIONS
28,000 FREE ATMs
As an LFCU member, you can make unlimited free transactions at more than 28,000 CO-OP network ATMs -- the largest free ATM network of any bank in the country! The best news is that by "free" we mean totally free -- you won't pay an access or surcharge fee when you use a CO-OP ATM.
Simply look for the CO-OP logo on ATMs inside more than 5,300 7-Eleven stores, 341 Costco stores, or at participating credit union locations nationwide. Click here to find the free CO-OP ATM near your home or office.

Text Locator Service
Find free ATMs wherever you go. Simply use your cell phone to send a text message to "MYCOOP" (692667). Enter your zip code or city name in the message area and hit "send." Within 30 seconds, you'll receive a list of free CO-OP ATMs near you. Reply with the word "more" to see additional locations.
iPhone users: download your free iPhone CO-OP ATM locator application.
Wait, There's More!
We realize that offering 28,000 free ATMs is unheard of, but as an LFCU member you get even more. With LFCU's Relationship Rewards program, you can enjoy unlimited free access at any ATM in the world -- even the really expensive ATMs in places like Las Vegas! We do this by automatically crediting your account any time another bank charges you for using their ATM. Those charges, called "surcharge fees," are typically $1.50 - $2.00 per transaction. They are not charged by LFCU, but we credit your account anyway -- automatically -- within one business day. You don't need to ask! Click here to see if you already qualify for Relationship Rewards.
Worldwide Access to Your Money
Enjoy easy access to your money no matter where life takes you. Whether you go around the corner or around the world, you can withdraw cash and check balances at any ATM that displays the following logos:
Use your ATM or VISA Check Card for Purchases, Too
No cash? No problem. Use your LFCU ATM or check card to pay for purchases at restaurants, grocery stores, and millions of other retailers nationwide. You can even get "cash back" with your purchase at many locations -- just ask.
Free ATM Deposits
You can make deposits to your account at more than 9,000 CO-OP Network ATMs nationwide. Note that "hold" times apply to most ATM deposits. In general, allow up to two business days for your deposit to be credited to your account if made at an LFCU ATM, and five business days if made at a CO-OP ATM. Click here to find the CO-OP deposit taking ATM nearest you!