In the market for a new home? Ready to refinance your mortgage? LFCU can help. We offer flexible loan programs for:
- Single-family residences, PUDs, and condominiums
- Non-owner occupied properties
- Vacation homes
- First time buyers
Mortgage Loans
Take advantage of the many mortgage loans that LFCU offers, including: Fixed and Adjustable rate mortgages, Jumbo and Super Jumbo loans.
Money Back Satisfaction Guarantee
LFCU is 100% committed to excellent member service, and we stand behind that commitment with an unconditional money back guarantee. If you receive less-than-satisfactory service during your real estate loan application process, immediately contact any LFCU representative. We will do everything in our power to make the situation right.
If, after your loan is funded, you believe we did not meet your service expectations, we will gladly refund any loan processing or underwriting fee you paid to LFCU.
Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Save 25% on Real Estate Commissions
LFCU's discount realty service will provide you with a full 25% cash rebate on your agent's commission. This rebate can save you thousands of dollars! For example, you will receive a check for $3,000 on a home with a $400,000 purchase price. LFCU's discount realty service will align you with top agents from leading National Real Estate firms and, where appropriate, regional and local real estate companies who average 14 years of real estate experience. Click here to calculate your potential rebate and to learn more.
Mortgage Calculators
We offer several calculators to help you make the best mortgage decision, including payment calculator, fixed vs. interest only payments, maximum loan you can afford, and bi-weekely payments, just to name a few. To view all mortgage calculators click here.
Home Equity Loans
LFCU offers two types of Home Equity Loans to choose from. With a fixed-rate home equity loan you can borrow up to 80% of your combined loan to value, fixed rates and payments, and terms of 7, 15 or 20 years. Apply here.
Home Equity Line of Credit
With our home equity line of credit you can have a revolving source of cash, enjoy a credit line of up to 80% combined loan to value, and variable rates as low as Prime, with low, "interest only" monthly payments and free PrimeLine checks. Apply here.
Reverse Mortgage
With a reverse mortgage, you can access money with no obligation to pay it back as long as you live in your home. Click here or call (800) 328-5328 Ext 2002 or 2519 to find out more.
What is your home worth today?
Find out in seconds -- for free. Smart Mover, our discount realty service, can provide you with an approximate value of your home at no cost or obligation. Get yours now.
Home Owner Resources
Visit our education center for unbiased information about all aspects of homeownership. Sample articles include:
Get pre-qualified in minutes.
Click below to fill out our simple pre-qualification form. We'll get back to you right away with an estimate of your qualified loan amount.
