In the market for a new home? Ready to refinance your mortgage? LFCU can help. We offer flexible loan programs for:
- Single-family residences, PUDs, and condominiums
- Non-owner occupied properties
- Vacation homes
- First time buyers
Mortgage Loans
Take advantage of the many mortgage loans that LFCU offers, including: Fixed and Adjustable rate mortgages, Jumbo and Super Jumbo loans.
First Time Homebuyer Tax Credit Expanded – Save up to $8,000
A key feature in last year’s economic stimulus bill was the federal income tax credit designed to help first-time homebuyers. Now, that tax credit has been expanded to include a credit for current homeowners looking to buy a new primary residence. To qualify, you must sign a binding contract is signed by April 30, 2010, and closed by June 30, 2010. Read more.
Money Back Satisfaction Guarantee
LFCU is 100% committed to excellent member service, and we stand behind that commitment with an unconditional money back guarantee. If you receive less-than-satisfactory service during your real estate loan application process, immediately contact any LFCU representative. We will do everything in our power to make the situation right.
If, after your loan is funded, you believe we did not meet your service expectations, we will gladly refund $500 towards the loan processing fee you paid to LFCU.
Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Mortgage Calculators
We offer several calculators to help you make the best mortgage decision, including payment calculator and maximum loan you can afford, just to name a few. To view all mortgage calculators click here.
Home Equity Loans
LFCU offers two types of Home Equity Loans to choose from. With a fixed-rate home equity loan you can borrow up to 80% of your combined loan to value, fixed rates and payments, and terms of 7, 15 or 20 years. Apply here.
Home Equity Line of Credit
With our home equity line of credit you can have a revolving source of cash, enjoy a credit line of up to 80% combined loan to value, and variable rates as low as Prime, with low, "interest only" monthly payments and free PrimeLine checks. Apply here.
Reverse Mortgage
With a reverse mortgage, you can access money with no obligation to pay it back as long as you live in your home. Click here or call (800) 328-5328 Ext 2002 or 2519 to find out more.
Home Owner Resources
Visit our education center for unbiased information about all aspects of homeownership. Sample articles include:
Get pre-qualified in minutes.
Click below to fill out our simple pre-qualification form. We'll get back to you right away with an estimate of your qualified loan amount.
