There's a WINNER EVERY WEEK and you could be next!

Every week from May 9 - June 19, LFCU will pay a bill up to $1,000 for up to three lucky Web BillPay users!

With FREE Web BillPay you can pay your mortgage, auto, credit card, utility or any other bill online, on time, 24 hours a day, 7 days a week. The more bills you pay, the more chances you have to win!

Not yet using Web BillPay? Getting started is simple. All it takes is a few steps:

1. Grab a bill that you want to pay.
2. Log in to Online Banking.
3. Click "Web BillPay."
4. Click "Payee Setup" to set up the account.
5. Click "Make Payments" to set up when you would like to pay your bill!

That's it! No stamps, no payment coupons, no hassle.

Try Web BillPay today! You may be chosen to receive up to $1,000!

Official Rules

NO PURCHASE IS NECESSARY IN ORDER TO ENTER THE SWEEPSTAKES.

EACH SWEEPSTAKES ENTRY WILL HAVE AN EQUAL CHANCE OF WINNING.

Lockheed Federal Credit Union is the sponsor of the Sweepstakes. The Credit Union’s business address is: 2340 Hollywood Way, Burbank, CA 91505.

Sweepstakes Period: Week one: Sweepstakes starts May 9, 2004 at 12:00 a.m. PDT and ends May 15, 2004 at 11:59 p.m. PDT. Week two: Sweepstakes starts May 16, 2004 at 12:00 a.m. PDT and ends May 22, 2004 at 11:59 p.m. PDT. Week three: Sweepstakes starts May 23, 2004 at 12:00 a.m. PDT and ends May 29, 2004 at 11:59 p.m. PDT. Week four: Sweepstakes starts May 30, 2004 at 12:00 a.m. PDT and ends June 5, 2004 at 11:59 p.m. PDT. Week five: Sweepstakes starts June 6, 2004 at 12:00 a.m. PDT and ends June 12, 2004 at 11:59 p.m. PDT. Week six: Sweepstakes starts June 13, 2004 at 12:00 a.m. PDT and ends June 19, 2004 at 11:59 p.m. PDT.

Eligibility: To qualify for the Sweepstakes, all entrants must be at least 18 years of age and a member in good standing with the Credit Union. Credit Union employees, officials, and members of their immediate families are not eligible to participate in the Sweepstakes. By entering this Sweepstakes, entrants accept and agree to be bound by these Official Sweepstakes Rules and the decisions of the Credit Union. Sweepstakes void where prohibited by law.

Sweepstakes Entries: Members may enter the drawing by signing up for Web BillPay and paying at least one bill online or by legibly printing their name, address, phone number, account number, and the words “LFCU Web Bill Pay Promotion” on a 3” x 5” card and mailing it to “LFCU Web Bill Pay Promotion” attention: Jennifer Bunda, P.O. Box 6759, Burbank, CA 91510 (one entry per envelope). If an entry form is drawn, but judges are unable to determine the winner because of illegible writing, that entry form will be disqualified. No copies, mechanical reproductions, or metered mail accepted. Proof of mailing does not constitute proof of delivery. The Credit Union is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Once submitted, entries become the sole property of the Credit Union and will not be acknowledged or returned. Members may sign up and pay their bill at any LFCU branch or personal computer with Internet access. No paper copies or other mechanical reproductions will be accepted as entries. The Credit Union is not responsible for lost, late, incomplete, or misdirected entries.

Prize Drawings: We will draw weekly winners from members who make a payment anytime between May 9, 2004 and June 19, 2004. The more frequently you use the service, the greater your chance to win each week. The selection and prize structure are as follows:
• If the first bill selected to be paid is greater than $100, no more winners will be selected for that week.
• If the first bill selected to be paid is less than $100, a second winner will be selected.
• If the second winner selected is from a bill paid that is less than $50, a third additional winner will be selected.
• Each individual bill paid is capped at $1,000 regardless of the amount of the bill paid.

There may be up to 18 (6 weeks with up to 3 winners each week) prize drawings for a total of up to $1,000 each. Based on the above structure, the total prize amounts for a six-week period will range from $900 to $6,900. Sweepstakes Prize value up to $1,000 will be reported to the IRS and may be taxable as income to the prize recipient. Winner/Prize recipient is solely responsible for all applicable federal, state and local taxes on the prize.

The first drawing will be held at 2:00 p.m. PDT, May 17, 2004. The Web BillPay Promotion Team will randomly select a winner(s) from the first weekly file. All entries received after May 15, 2004 will be entered for the second drawing. The second drawing will be held at 2:00 p.m. PDT, May 24, 2004. The second drawing will combine the first weekly file and the second weekly file. A winner(s) will be randomly selected from this combined file. The third drawing will be held at 2:00 p.m. PDT, May 31, 2004. The third and subsequent drawings, will add the current week’s files to the combined previous week’s files. A winner(s) will be randomly selected from the combined files. The fourth drawing will be held at 2:00 p.m. PDT, June 7, 2004. The fifth drawing will be held at 2:00 p.m. PDT, June 14, 2004. The sixth and final drawing will be held at 2:00 p.m. PDT, June 21, 2004. Winners need not be present and will be notified by phone, mail and/or email. Contestants cannot win more than once during the life of the contest. A complete list of winners will be available upon request. Throughout the entire contest, there will be only one winner per household per drawing.

Liability/General Rules: The Credit Union is not responsible for any loss, which may occur in connection with the Drawing. Entrant agrees to hold the Credit Union harmless from any liability arising from participation in the Sweepstakes or the acceptance, receipt, possession, or misuse of the prize. The Credit Union and each of its officers, directors, employees, members, and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or winners arising from, or in connection with, acceptance, receipt, possession, or use/misuse of prizes awarded or participation in this Sweepstakes. The Credit Union is not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the Sweepstakes. Prizes cannot be substituted, converted to cash, assigned, or transferred by winners. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules and regulations or who make any misrepresentations relative to the Sweepstakes and redemption of a prize.

Tax Issues: The Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. Winners are responsible for all tax consequences (if any) of the prizes.

Publicity Authorization: Each winner agrees to permit the Credit Union to utilize his/her name and likeness in promotional and other Credit Union materials, without additional compensation or permission, except where prohibited by law.

Arbitration: Except where prohibited by law, as a condition of participating in this Sweepstakes, entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively, by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and shall be held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement, and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorney’s fees, other than entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Sweepstakes), and entrant further waives all rights to have damages multiplied or increased.

Choice of Law: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant and the Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice of law rules.

Consumer Disclosure: Odds of winning depend upon number of entries received and are estimated to be 1:1000.