(Rates shown are Annual Percentage Yields. LFCU Rates accurate as of 8/17/10. Competitor rates accurate as of 8/17/10)
LFCU rates are for Gold Relationship. See our Relationship Rewards chart for details. See our Current Rates.
| Lockheed Federal Credit Union |
|
Savings |
|
High Rate Checking |
|
Money Market
| $2.5K |
$7.5K |
$10K |
$50K |
$100K | |
|
Market
Max. |
|
LFCU Rates |
0.25 |
0.55 |
0.45 |
0.50 |
0.65 |
0.95 |
1.00 |
0.25 |
| Bank of America |
0.10 |
0.10 |
0.15 |
0.15 |
0.20 |
0.40 |
0.40 |
N/A |
| Bank of the West |
0.10 |
0.25 |
0.10 |
|
|
0.30 |
0.30 |
N/A |
| Citibank |
0.25 |
0.10 |
0.15 |
0.15 |
0.15 |
0.15 |
0.15 |
N/A |
| Union Bank |
0.01 |
0.01 |
0.05 |
0.05 |
0.05 |
0.20 |
0.30 |
N/A |
| Wells Fargo |
0.05 |
0.05 |
0.05 |
0.05 |
0.05 |
0.05 |
0.05 |
N/A |
| Chase |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
N/A |
Savings, Checking and Money Market Account Information
| Lockheed Federal Credit Union |
3 Mo. |
6 Mo. |
12 Mo. |
18 Mo. |
24 Mo. |
36 Mo. |
48 Mo. |
60 Mo. |
|
LFCU Rates (Gold) |
0.75 |
0.85 |
1.15 |
1.35 |
1.55 |
2.10 |
2.60 |
2.65 |
| Bank of America |
0.35 |
0.35 |
0.65 |
0.65 |
1.10 |
1.35 |
1.70 |
2.00 |
| Bank of the West |
0.20 |
0.25 |
0.75 |
0.75 |
0.85 |
1.35 |
1.75 |
1.75 |
| Citibank |
0.25 |
0.30 |
0.70 |
0.80 |
0.90 |
1.15 |
1.50 |
2.00 |
| Union Bank |
0.25 |
0.30 |
0.70 |
0.80 |
0.90 |
1.35 |
2.05 |
2.26 |
| Wells Fargo |
0.10 |
0.15 |
0.20 |
0.20 |
0.80 |
1.15 |
1.40 |
1.90 |
| Chase |
0.10 |
0.20 |
0.20 |
0.50 |
0.75 |
0.75 |
0.75 |
1.25 |
LFCU Certificate Accounts:
Certificate Accounts: Certificate rates listed include a .50% dividend rate increase for members who qualify for the Gold Tier of Relationship Rewards. Minimum deposit: Share Certificates - $1,000; Educational IRA - $500; Jumbo Certificates - $100,000 (not shown - click here for current rates). Early withdrawal penalties apply.
LFCU Relationship Rewards:
You are eligible for Gold tier if you have a Checking or Money Market Checking Account and your combined Core Savings and/or loans balances equals $25,000 or more. (Core Savings includes LFCU savings, checking and money market accounts.) Each month, LFCU adds up all the combined balances of your entire household. The higher your balances go, the more you're rewarded. Even if the qualifying balances belong to one person, your entire household will receive Relationship Rewards! Please refer to our Relationship Rewards chart or call (800) 328-LFCU for information.
LFCU Savings, Checking and Money Market Accounts:
Savings Account: Minimum opening deposit $5; dividends earned daily, paid monthly; rate may change after account is opened. Rate shown is for balances of $2,500 - $7,499.
High Rate Checking Accounts: Rate shown is for balances of $50,000 - $99,999. Minimum opening $20,000; rate may change after account is opened. Minimum balance to avoid monthly service charge is $20,000.
Money Market Account: Min opening balance $2.500. Lower balances will earn applicable savings rate and may be subject to low balance fee. Dividends are earned daily at the dividend rate which corresponds to the account balance and paid monthly. Rate may change after account is opened.
Market Maximizer: Min opening balance $25,000; lower balances will earn applicable savings rate and may be subject to low balance fee. Dividends compounded daily and paid monthly. Rate determined using an Index which is the national average of the taxable 7-Day Yield on Money Market Mutual Funds and can change weekly. Rate may change after account is opened.
Savings, Money Market and Money Maximizer:Withdrawals and transfers are limited to six per calendar month, with a maximum of three withdrawals by check, draft, debit card or similar order to a third party. Please refer to the LFCU Membership and Accounts Agreement and Disclosure for more information.
Rates are gathered from Informa Research Services, Inc. and are subject to change without notice. APY= Annual Percentage Yield. Fees may reduce earnings. Refer to current Schedule of Service Charges and Fees.
